Think about the software you use day to day. Depending on your profession and interests, what you use will vary, but some applications tend to show up over and over again. Microsoft Word and Excel, Powerpoint, Photoshop, various web browsers like Internet Explorer and Firefox, Skype, iTunes, and so on.

When it comes to those widely used, highly established desktop applications, think about how long it’s been since they first saw the light of day. Many of them are practically ancient.

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Is Facebook taking the first steps towards making itself an internet-wide payment platform?

You may know that the company is working on something it calls Facebook Credits (it’s in beta). You can buy Facebook Credits with a credit card or Paypal, and then use these credits as a currency when buying virtual items from applications on the Facebook platform (Facebook apps). A number of apps already use it.

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